Jefferson Metropolis, Mo. – The Missouri Division of Commerce and Insurance coverage introduced the discharge of proposed medical health insurance charges for the person market in 2023 for the State of Missouri.
“I’m happy that this 12 months Missourians may have extra selections for plan 12 months 2023,” mentioned Chlora Lindley-Myers, director of the Missouri Division of Commerce and Insurance coverage. “We now have ten carriers providing particular person market protection within the state.”
As in earlier years, Missouri has a minimum of one insurance coverage firm providing well being plans in each Missouri county. United Healthcare re-entered the person market within the state and will probably be providing plans in 33 counties, together with the Kansas Metropolis, St. Louis, Springfield, and Joplin areas.
Over half of Missouri’s counties now have three or extra carriers providing protection within the particular person market (61 out of 115), and almost 1 / 4 of the counties within the state have 5 or extra carriers providing protection (27 of 115). The 115 jurisdictions embody 114 counties plus the Metropolis of St. Louis.
“These charges replicate some ongoing volatility out there, however most carriers have common will increase in keeping with medical price inflation developments or simply under,” mentioned Lindley-Myers. “Two carriers have common decreases, and three have increased than development will increase, the most important of which is simply over 20 p.c.”
Missourians can entry the proposed charges, discover extra details about the speed evaluate course of, and touch upon the proposed charges on the division’s web site at: https://insurance coverage.mo.gov/shoppers/well being/index.php
Open enrollment for the 2023 plan 12 months begins November 1 and ends on January 15, 2023. The Division encourages shoppers to buy fastidiously for medical health insurance protection. It is essential to contemplate greater than the price of premiums when selecting your well being plan for 2023. Firms could change the kind of coverage they promote from one 12 months to the subsequent. Networks could fluctuate from 12 months to 12 months and sometimes differ based mostly on the place you could stay.
Missouri shoppers who’ve questions relating to affiliation well being plans (AHPs) and short-term limited-duration protection ought to contact an insurance coverage producer.
For extra data and to make use of the Division’s buying device, go to the DCI web site or name the Insurance coverage Shopper Hotline at 800-726-7390.
or name the Insurance coverage Shopper Hotline at 800-726-7390.